by temineth | Jul 3, 2019 | Mortgage
You want to buy a house and each month you can easily make your rental payment but saving for that down payment is just too difficult. You’ve heard claims that buying is sometimes cheaper than renting and for the same price as rent you can potentially own a...
by temineth | Jul 1, 2019 | Mortgage
If you’re doing a little bit of research on jumbo loans here are some important facts you need to know and what to expect. A jumbo loan is where the loan amount exceeds current conforming loan limits from a typical conventional, FHA, or VA loans. Conforming...
by temineth | Jun 19, 2019 | Mortgage
If you’re shopping for a home loan or even a refinance you may have heard the term APR, which stands for annual percentage rate. The annual percentage rate represents the true cost of the home loan. This includes the mortgage fees amortized over the life of the loan....
by temineth | Jun 17, 2019 | Home Buying
For those buying their first home, one of the biggest challenges is coming up with a down payment. Closing costs, cash reserves, appraisal fees, and inspection costs all can add up and a lot of times new homeowners or first-time buyers will have a family member cosign...
by temineth | Apr 15, 2019 | Credit
Getting out of debt can seem like a daunting task, especially depending on how much debt you have. But, it’s not impossible. If you take it step-by-step, a little at a time, and don’t put on any more debt, you can get out quicker than you think. Being in...