Zero Down Home Loans in New Jersey

You want to buy a house and each month you can easily make your rental payment but saving for that down payment is just too difficult. You’ve heard claims that buying is sometimes cheaper than renting and for the same price as rent you can potentially own a...

What to Know About a Jumbo Loan

If you’re doing a little bit of research on jumbo loans here are some important facts you need to know and what to expect. A jumbo loan is where the loan amount exceeds current conforming loan limits from a typical conventional, FHA, or VA loans. Conforming...
What is APR and How Will It Affect My Rate?

What is APR and How Will It Affect My Rate?

If you’re shopping for a home loan or even a refinance you may have heard the term APR, which stands for annual percentage rate. The annual percentage rate represents the true cost of the home loan. This includes the mortgage fees amortized over the life of the loan....
7 Steps to Getting Out of Debt

7 Steps to Getting Out of Debt

Getting out of debt can seem like a daunting task, especially depending on how much debt you have. But, it’s not impossible. If you take it step-by-step, a little at a time, and don’t put on any more debt, you can get out quicker than you think. Being in...