by temineth | Jun 17, 2019 | Home Buying
For those buying their first home, one of the biggest challenges is coming up with a down payment. Closing costs, cash reserves, appraisal fees, and inspection costs all can add up and a lot of times new homeowners or first-time buyers will have a family member cosign...
by temineth | Dec 27, 2018 | Home Buying
Applying for home loan is a exciting venture but it also helps to be a little informed before jumping into the home loan boat. Gathering personal documents and information on your assets and liabilities are a crucial step to the process. Here are the main documents...
by temineth | Nov 27, 2018 | Refinance
We get a lot of people inquiring about a refinance and whether they have to go through their existing lender or not. A refinance is technically a pay off of your old loan and the start of a brand-new loan. You are essentially getting a loan to pay off your existing...
by temineth | Nov 19, 2018 | Refinance
Refinancing works by giving a homeowner a brand-new loan which replaces the existing one. Borrowers apply just as they would a brand-new home loan and are required to present all the documents and necessary paperwork stating income, assets, and liabilities as if it...
by temineth | Nov 1, 2018 | Mortgage
“We were actually pretty nervous applying for a home loan. I had had some negative dings to my credit and my wife had not established a lot of credit yet. But Frank was able to find is a great loan, great rates, and even give us some tips and strategies to...