What Does Buying Down Your Rate Mean?

Have you heard the term “buying down your interest rate”? If you’re shopping around for a mortgage this question may have come up in conversation with potential mortgage advisors and lenders. But what exactly does it mean? When you apply for a home...
Where Do I Start When Applying for a Home Loan?

Where Do I Start When Applying for a Home Loan?

We can write for days on the differences in home loans, options, rates, and points but if you have no idea where to start, all of this information can go right over your head. We want to make home buying and the application process easy and very clear. So, what is the...

Are Zero Down Home Loans a Good Idea?

Zero down loans, the bane of the housing crisis. It means that from Day One homeowners are underwater. If everything is wrapped into the loan including the down payment and closing costs, this will put the price of the home over the actual value and homeowners now owe...
3 Devastating Mortgage Mistakes

3 Devastating Mortgage Mistakes

Whether this is your first time applying for a home loan or you’ve done this before it can be very easy to make a mistake. Here are some of the top mistakes that novice and experienced homebuyers or refinance borrowers have made in the past. #1. Not checking...

Benefits to Owning a Home Vs. Renting

Considering a move? We want to talk about the benefits of renting versus owning. There are many reasons to purchase real estate, not just for the idea of homeownership. Buying has many great benefits that extend beyond the initial purchase. Here are five major...